Sunday 23 January 2011

Implanon - How we are assisting those with concerns over unexpected pregnancies


The Clinical Negligence Team at MJP have been instructed on cases involving women who have unexpectedly fallen pregnant despite being fitted with the Implanon contraceptive device.
It is reported that over 550 women in the UK have fallen pregnant whilst relying on the Implanon contraceptive implant since its introduction to the UK in 1999. The implant was withdrawn from the market in October 2010 and replaced by a newer version, known as “Nexplanon”.
The manufacturer of the device advises that the 4cm single-rod device, which is situated in the inside of the upper non-dominant arm, is approximately 99% effective in preventing pregnancy. However, it appears that the device is only 99% effective if it is inserted into the arm correctly.
In a number of cases it appears that the Implanon was never actually inserted into the womans arm.
In some cases the Implanon has been implanted so deeply into the patient’s arm that damage has been caused to the bicep muscles and nerves necessitating surgery to remove the implant. In other cases, where the implant was very deep in the arm some women required physiotherapy and other treatment to aid recovery.
If you have become unexpectedly pregnant whilst on the Implanon implant or have been injured by implant insertion and would like to discuss the circumstances of your case please contact either Sara Westwood or David Jones  who are both specialist medical negligence solicitors on 01603877004 or via email sarawestwood@m-j-p.co.uk

Looking to Re-Mortgage? Q&A


What you should consider
When you decide to re-mortgage you will need to have a Solicitor to carry out the legal work involved. Your bank or building society will allow you to choose a Solicitor of your choice. Your choice of Solicitor will influence how quickly and efficiently your transaction is carried out.
How much will it cost?
Our prices start at £250 plus VAT
What do you need to do next?
You will need to make a mortgage application to your chosen bank or building society. We have established links with a number of Independent Financial Advisor's that are available to assist you in finding the right lender for you if you wish.
It is important for you to check how much is outstanding under your current mortgage and whether or not there is any penalty payment if you discharge your mortgage early.  If in doubt please ask your advisor or new lender to check.
Once a suitable lender has been chosen, you will be required to pay a valuation fee to your new lender who will arrange for a surveyor to visit your property, meanwhile the lender will take up financial references. If you are planning an endowment-based mortgage you will make your application for an endowment policy to an insurance company. Your lender or financial adviser will assist you with this. You may choose to use your already existing policy if you have one.
As you make your mortgage application you will be asked to nominate a Solicitor to deal with the legal paperwork. At this stage you should contact us to let us know we are to deal with the matter and to tell us the present whereabouts of your deeds. These will normally be with your existing bank or building society and it is useful if you can give us your mortgage account number.
What we will do to help you?
When you have received your mortgage offer you should return any documents that the lender sends you to sign to the lender immediately. At this stage, we would normally receive the paperwork from the lender. We shall then do the following-:
1. Check the terms and conditions of the mortgage offer to ascertain whether there are any special requirements that need to be complied with. For example, the lender may require certain work to be done to the property before the money can be released.
2. Check your title deeds to make sure they are in order and to enable us to assure your new lender that all the details of the property on the mortgage instructions are correct.
3. Conduct a local search of your property if your new lender requires it. The cost of this search varies from local authority to another.
4. Submit a `report on title' to your new lender to advise if there are any problems with the title deeds or with any of their special conditions.
5. Prepare your mortgage deed and any associated documents that your lender requires you to sign and we arrange for your signature to these.
6. Conduct a Bankruptcy Search for each borrower. This is to satisfy the Lender that you are not bankrupt. A Land Charges Search will also be carried out to ensure that no adverse entries have been made against the property.
7. Ask you what date you would like to complete your re-mortgage and then obtain a redemption figure from your present lender. The redemption figure is the amount that is required to pay your existing mortgage off. We must also redeem any other lending secured on your property.
8. Complete a Certificate on Title and also to request your mortgage advance in sufficient time for completion. You must ensure that your lender or financial adviser has put any new endowment policy "on risk".
9. Register your new mortgage at the Land Registry and finally return your deeds to your new lender after the registration is complete.
For further detail please contact David Pett on 01603877004 or e-mail davidpett@m-j-p.co.uk

What is Clinical/Medical Negligence?


Doctors and nurses are generally regarded as providing excellent, caring service for their patients. Nevertheless, if you, your spouse or child, have been injured, or if you are the dependant or child of a patient who died, as a result of medical treatment you are, at the very least, entitled to an explanation. A treating doctor, in fact, is required by his governing body, the General Medical Council to inform a patient when that treatment has gone wrong.

Where the injury or death was caused or contributed to by the breach of a duty of care committed in the course of the provision of clinical or medical services, including dental or nursing services, you and/or your child may be entitled to financial compensation for what is termed "clinical negligence", formerly – and often still – described as “medical negligence”.

Personal injuries, including brain damage and psychological injury such as nervous shock, or death can occur in all clinical specialities.

Medical claims can arise out of, for example, accident and emergency, anaesthetics, cancer treatment, cardiothoracic surgery, cardiology, gastroenterology, general practice, keyhole surgery, mental health, neurosurgery, obstetrics and gynaecology, oncology, ophthalmology, orthopaedics, paediatrics, plastic surgery, psychiatry, radiology, sterilisation, urology, vascular surgery and many more.

Doctors have been found in breach of a duty of care for, among other things, failed or delayed diagnosis, failure to warn of risks in treatment, failure to obtain proper consent to treatment, medication errors, careless surgical procedures, delayed referral to specialists. Negligence can also arise out of system errors in the hospital where the treatment took place. Most cases concern registered medical practitioners (doctors and surgeons). But similar principles apply to dentists, midwives, nurses, physiotherapists, psychologists and psychiatrists.

New issues are constantly arising, for example, the retention of organs and tissues following post-mortems, use of unsterilised instruments, early failure of replacement hips, misinterpreted breast screening and cervical smear testing, liability for hospital-acquired infections. Clinical negligence can overlap with another area where litigation has expanded in the last two decades: consumer safety involving product liability for drugs and vaccines, for example, where a general practitioner is accused of administering an inoculation despite contra-indications.

A claim against a medical professional for injuries arising out of a medical accident is completely different from a claim for personal injuries caused in, say, a road traffic accident. In the latter case it is usually straightforward to establish whether or not somebody was at fault and whether any injuries were suffered as a result. But to succeed in a clinical negligence claim you must prove, through the evidence of medical experts qualified in the speciality concerned, that, on a balance of probabilities (ie, it was more probable than not)

(1) that there were serious errors in your medical treatment which no competent doctor would have made; and

(2) that those errors caused, or materially contributed to, the injury you are complaining of.

At MJP we have experts who can help and advise in this field. We have over 30 years of experience in handling cases of this type.  We will be happy to provide a FREE initial consultation. Call Sara on 01603877000 or email Sara at sarawestwood@m-j-p.co.uk

Latest iPhone 5 Rumours

According to the Chinese Economic Daily News , with the exception of Qualcomm chipsets - which would replace the current Infineon chipsets in the iPhone 4 - Apple's sticking with the same suppliers for the 2011 iPhone 5G components.
We'd expect the basics of the iPhone 5 specs to include - more memory, faster processor, more storage.

The specs? A new antenna, 1.2GHz processor and a larger screen: 3.7" instead of 3.5". The iPhone 5 may also be made from a new kind of alloy, or maybe meat



For all the latest iPhone rumours visit Tech Radar: http://bit.ly/dWB5sI 

Bank of England has concern over the low number of mortgages

In the Daily Telegraph (http://www.telegraph.co.uk/finance/economics/houseprices/8275708/Bank-of-Englands-Adam-Posen-warns-over-lack-of-mortgage-lending.html )today is news on how the Bank of England has Concern about how the shortage of mortgages is likely to have an adverse impact on the housing market.

'Bank of England policymaker Adam Posen has told Bloomberg that he sees a “downside” risk to the UK housing market due to the lack of credit for first-time buyers and “very low” levels of home sales.

House prices rebounded last year from their worst slump since the early 1990s, as the Bank's Monetary Policy Committee held the interest rate at a record low of 0.5pc, however demand for mortgages weakened. Data last week from the Council of Mortgage Lenders showed mortgage advances for 2010 sunk to their lowest level in a decade.

“You look at the difficulty many first-time buyers or younger people have in getting mortgages [and the] very low volume of transactions – these to me are things saying ‘I am much more worried about a downside risk to the housing market from here than any further appreciation,’” Mr Posen told Bloomberg.

“My view is two things have supported the UK housing market in the last couple of years,” Mr Posen said. “One is our interest-rate cuts and quantitative easing directly affecting mortgage affordability” and the second that the level of UK homebuilding was “relatively small for the size of the economy compared to Spain or Ireland or the US”.

“You have both a demand factor through aggressive monetary ease and a supply factor in that the oversupply was much less,” he said. “That to me is a very straightforward explanation for why housing prices have been relatively resilient.”

Mr Posen has repeatedly urged his Bank of England colleagues not "overreact" to inflation remaining over target by increasing interest rates and in recent months has argued for policy to move in the opposite direction – to provide further stimulus'.

Good news for the first time buyer?

A recent study suggests the time is now right fro the first time buyer to begin looking to join the housing ladder. 


A study by Lombard Street Research (LSR) and the Daily Telegraph found that housing affordability is currently at record levels, with some property prices at their most undervalued level since the mid-1990s.

This comes after the Royal Institution of Chartered Surveyors said recently that it expects the cost of a home to drop by at least two per cent and perhaps up to five per cent over the course of 2011.

However, LSR warned that buying conditions could get harder if the Bank of England raises interest rates as is widely anticipated, meaning that mortgage lending will get tighter.

This could cancel out savings to be made on properties, with the organisation suggesting that now may be a good time to buy for those with available deposits and other funds.

Daily Express Report on how Facebook is cited in Divorce cases

FACEBOOK is to blame for more and more marital break-ups, according to a divorce lawyer.
Emma Patel, head of family law at solicitors Hart Scales & Hodges, said all 30 divorces she has dealt with in the past nine months have involved the social networking website.
She said the site acted as a “virtual third party” in splits.
“Its huge popularity as well as the lure of sites like Second Life, Illicit Encounters and Friends Reunited are tempting couples to cheat on each other.”


Read more: http://www.express.co.uk/posts/view/224607/Facebook-is-cited-in-divorcesFacebook-is-cited-in-divorces#ixzz1BqOCgpDo

Apple's 10 Million App Store Download

UK-based Gail Davis of Orpington became the winner of a $10,000 App Store gift card after she dowloaded the 10 billionth download from Apple's App Store at around 10:30 yesterday morning.

Davis downloaded an app called Paper Glider from a small UK-based iPhone app developer called Neon Play. Paper Glider is currently the most popular free iPhone app in the UK.

More than seven billion apps have been dowloaded in the last year alone, an astounding rate of growth given that it took Apple over 18 months to get to the one billion app milestone.

The App store was opened in July 2008 and has since been widely emulated by rivals such as Nokia, Google, Blackberry and Microsoft.

Philip Schiller, Apple's senior vice president of Worldwide Product Marketing, said in a press release that the App Store had surpassed Apple's wildest dream.

It is therefore not a surprise that the company has decided to extend the service to the Mac desktop environment through the recently launched Mac Store.


Read more: http://www.itproportal.com/

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