Showing posts with label homes. Show all posts
Showing posts with label homes. Show all posts

Saturday 29 January 2011

Moving Home Tips


Moving home can be stressful.  Our conveyancing service  (www. mjpconveyancing.co.uk ) is designed to make moving home a more relaxing experience and our home moving consultants are always on hand to help you with any queries.  

For starters here are some tips to help:

Redirect your mail

Don’t forget to have your mail redirected to your new home. Just take two forms of ID to the Post Office and ask for a mail redirection form. Find out more at http://www.royalmail.com/ . Don’t forget to forward mail to previous residents costs nothing, write ‘Not known at this address’ and their new details on the envelope or package then repost it.

Tell your doctor, dentists and health providers that you’ve moved

Make sure you tell your doctor and dentist your new address and contact details. Do the same for any other health clinic or hospital you attend regularly. Don’t be surprised if you have to register with a new GP.

Inform your insurance policies and pension providers

Take time to make sure your bank, building society, insurance and pension providers know your new address and contact details – remember to update any online registration details too.

Notify TV Licensing of your new address.

Your TV licence doesn't automatically move with you when you move house. If you don't notify TV Licensing of you new address, you could end up being unlicensed in your new home, even if you paid for a licence at your old address. Anyone who watches TV without a licence risks prosecution and a fine of up to £1000, so make sure you're covered: http://www.tvlicensing.co.uk/


Update your driving licence and vehicle registration documents

It’s an offence to hold a driving licence or vehicle registration that does not carry your current address – ask you post office for the appropriate form and let the DVLA know you’re moving as soon as possible: http://www.taxdisc.direct.gov.uk

Cancel the milkman and other home services

Let the milkman know you're moving – and the window cleaner too. Cancel or update any magazine subscriptions too.

Get to know your new neighborhood.

Check out local services and transport at http://www.upmystreet.com

Wednesday 26 January 2011

How can I help my solicitor make my home move less stressful and quicker?


 Solicitors despite the image some may give through poor client relations do understand that moving home is stressful and for the client is one of the most important lifetime experiences.   We know that you are worried about the transaction falling through before contracts are exchanged; we also know that making arrangements to move in to a home are fraught with complexity and expense.      We recogonise that you expect given this anxiety to be regularly informed about what is happening. This is understandable.

So what can you do to help?

To begin with you should at the outset receive a ‘pack’ of information from your solicitor containing documents of various description for you to read and in some instances complete.      I bet some of you think that we do this on purpose, that we send what may seem to be hundreds of documents in the hope that this will impress you and justify our modest fee!     The true answer however is that we are obliged to send some of these documents because of obligations placed upon us by the organization that regulates our profession.  Other documents are necessary as part of the home moving process.   Most forward thinking solicitors like us believe that the system for moving home is antiquated and requires reform. Unfortunately until a progressive looking Government changes the system we have to work within the constraints of a system that was designed when far fewer land transactions were taking place.  So this brings me to the first tip – please read the papers we send and do your best to complete the forms etc fully and ensure they are returned promptly.   Time is often lost having to chase for information and documents that are requested at the outset.  The more you can supply the quicker the process will be.


The other advantage of reading the ‘pack’ in full is that it will contain an explanation of the process and should answer a number of the questions you have about timings and the stages of the procedure.


The second tip relates to trust and understanding.  Although your move is the most important thing to you, it must be kept in mind that for a solicitor to be able to quote a competitive price for the job, he is obliged to take on and process a number of other transactions.  It is not uncommon for a busy practitioner to handle at any one time around 80 live transactions.  Though an equal amount of time is devoted to all of the cases, as far as that can be achieved, it is inevitable that there will be times when you case does not receive daily attention.  If a practitioner were only to handle say 5 to 20 cases at any one time, he would probably have to charge around £800 to £1000 for each transaction to make it pay. Many of you would not sadly be prepared to pay a premium of that level for personal attention of this type.   So an understanding of the practicalities of a modern day conveyancing firm does I am sure help.  As does the fact that where there is a ‘chain’ of transaction taking place it is more often the case that the process of you case is hampered by the slowness of someone else within the chain.   This is frustrating as it often gives the impression that your solicitor is slow.  So as for my second tip please can you show some understanding by trusting your solicitor to do the best he can for you and to allow him to get on with the work he is undertaking for you.   I know from personal experience that having to take phone calls during the day can prove very disruptive and cause delay.  I am not advocating that you should never call your solicitor; all I am saying is that before picking up the phone just ask yourself whether the call is necessary.   Many solicitors prefer and find e-mail communication less disruptive.


This brings me to my final tip and one that I consider would help tremendously if followed.  One of the largest groups of callers into conveyancing departments is that of estate agents.  I recogonise that they are keen to see a transaction completed quickly for obvious reason, but I simply do not understand why some persist in calling every day to find out about progress.  I can perhaps understand an agent calling on behalf of a client of that agent but when we get as we do calls from the agent of the other party it is, at least in my view, unacceptable and very disruptive.  So if you could speak to you agent and make sure they do not call without your approval this would be very helpful.

At the end of the day the client comes first and the need to keep the client updated is paramount.  We have to work in a system that is inherently slow and which is akin to an age when telegrams and manual type writers were prevalent.  Clients expect a professional and quick service but at an affordable price.  The question whether the high street lawyer can continue to meet this demand is a question for debate on another day.

David Pett who is a partner with Morgan Jones and Pett wrote this Blog Entry.  His role involves the supervision of the firm’s Residential Conveyancing Team.  He also runs the Business Development and IT Team. He can be contacted at davidpett@m-j-p.co.uk

Your feedback would be appreciated – davidpett@m-j-p.co.uk



Why the Law Society’s Conveyancing Quality Scheme is the final nail in the coffin for the high street conveyancing solicitor


 Buying a home can be stressful and often leads to anxiety.    Those like myself who work in the industry understand this and though we work hard to take steps to ensure the stress is kept to its minimum, we are often left feeling equally frustrated. 

Most solicitors working in this sector are working 70 hour weeks plus if not longer trying to make some money out of what has fast become a very competitive and in the main profit losing area of legal work.

Those who understand conveyancing will know that given the antiquated system for conveying property in which we are forced to operate the only way to stand any chance of making some money is to commoditize the product, keep the price low and have in place good technology.    At the same time quality and client relations must be maintained.

The constant battle between competiveness and quality often makes it difficult for the solicitor to deliver the type of service that one would expect from a supplier of professional services. Whether the client is paying £600 or £200 the level of expectation is the same as are the demands of the client. 

Given the client is expecting high standards of service but at a low price the future for the solicitor as a provider of this service looks grim unless something is done to make the process more slim line and less cumbersome. The Law Society that purports to be an organization that exists to promote solicitors interests seems more preoccupied in bringing in more stringent quality standards for conveyancers than putting pressure on the Government to modify the home moving system.

The Labour Government introduced Home Information Packs, and although they were not well received, they did go someway towards speeding up the process and making it less stressful.  The Law Society was presented with a golden opportunity to build on this initiative but failed to respond positively. Unfortunately our current government lacks the insight (and indeed the motivation) to bring in measures to improve the system and the signs are that we will not be emerging from the dark ages for sometime.

David Pett who is a partner with Morgan Jones and Pett wrote this Blog Entry.  His role involves the supervision of the firm’s Residential Conveyancing Team.  He also runs the Business Development and IT Team. He can be contacted at davidpett@m-j-p.co.uk

Your feedback would be appreciated – davidpett@m-j-p.co.uk

Tuesday 25 January 2011

100Mbps Broadband for Cheshunt, Hatfield, Pentwyn, Southport and Treforest


Cheshunt, Hatfield, Pentwyn, Southport and Treforest are now benefiting from 100Mbps broadband thanks to Virgin Media’s on-going improvement to its broadband service. It is reported in techradar.com that Virgin has now rolled out to 350,000 homes across the UK.

Jon James, executive director of broadband at Virgin Media said: "From establishing the UK's first ever broadband service to the launch of 100Mb just ten years later, Virgin Media has led the greatest developments in digital Britain.

"We've invested many billions of private money in order to build a growing network that already passes approximately 13 million homes across the UK.

"We're racing to get these ultrafast speeds across this entire area as fast as we can to meet demand."

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